Is Your Family Protected? Find Your Health Coverage Gap

Discover how well your current health coverage actually protects your family. In just 4 quick questions, we'll evaluate your healthcare readiness and show you exactly where you might be financially vulnerable. By the end, you'll know precisely what coverage gaps you have and get a personalized action plan to close them—no guessing required.

How much do you currently spend annually on healthcare costs NOT covered by your provincial plan (prescriptions, dental, vision, therapy)?

I have no idea—never tracked it Less than $500 per year $500–$1,500 per year $1,500+ per year or I already have premium coverage

If a family member needed prescription medications long-term (diabetes, hypertension, etc.), how would you currently handle the cost?

I'd struggle to afford it—might skip doses or delay refills I could manage, but it would strain our budget significantly It would be manageable, though not ideal No problem—I have coverage or strong savings for this

How often do you or your family members skip or delay dental work, vision care, or therapy due to cost?

Regularly—I avoid these services because they're too expensive Sometimes—I delay non-urgent care to save money Rarely—I manage to get care, though it's tight Never—cost isn't a barrier to getting care we need

If you travelled outside Canada and faced a medical emergency requiring hospitalization, how protected would you be?

Not protected at all—I'd be liable for the full bill Partially protected—provincial coverage might help, but gaps exist Reasonably protected—I have some travel coverage Fully protected—I have comprehensive travel medical coverage

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