How Well Prepared Are You for a Car Accident?

Discover your accident readiness score in just 4 quick questions. Learn whether you're taking the right steps to protect your legal rights, maximize your insurance claim, and avoid costly mistakes. By the end, you'll receive a personalized action plan based on your current knowledge—plus insider tips that personal injury lawyers wish more Canadians knew before facing an accident claim.

If you were in a car accident right now, what would be your first action after ensuring everyone's safety?

Exchange contact information with the other driver and leave the scene Call your insurance company immediately to report the accident Call police to file an official report and document the scene with photos Call police, gather evidence with photos, collect witness information, and exchange driver details before leaving

When speaking with an insurance adjuster, what's the safest approach?

Be friendly, apologize for the accident, and explain everything that happened in detail Provide basic facts but avoid admitting any fault or liability Give only essential information and request time to respond to complex questions in writing Consult a lawyer first, provide only factual information without speculation, and never accept initial settlement offers

After a car accident, when should you seek medical evaluation?

Only if you're experiencing severe pain or obvious injuries Within a week or two, once you've had time to recover Within 72 hours, even if you feel fine, to document potential injuries Within 24-72 hours, keep all medical records and treatment documentation, and maintain a symptom journal

What's your current understanding of when a personal injury lawyer becomes essential after an accident?

You don't really need a lawyer unless you're taking the other driver to court A lawyer might be helpful if the settlement offer seems low A lawyer consultation before accepting any settlement is recommended to understand your case's true value Lawyer consultation is essential if injuries are serious, liability is disputed, or the insurer denies your claim—and many work on contingency with no upfront cost