How Ready Is Your Portfolio for 2026?

Discover if your investment strategy is positioned to capture 2026's opportunities or if you're leaving money on the table. In just 4 quick questions, we'll assess your portfolio readiness, diversification approach, and risk management practices. Get a personalized evaluation and a clear action plan tailored to Canadian market conditions.

How would you describe your current investment strategy?

I don't have a formal strategy—I invest based on what I hear or feel is right I have a basic strategy, but I haven't reviewed or adjusted it in over a year I have a clear strategy with specific asset allocation, but I'm unsure if it fits 2026 I have a documented strategy with regular reviews and adjustments based on market conditions

How diversified is your portfolio across different asset classes and geographies?

Most of my money is in one or two asset types (e.g., only stocks or only real estate) I have some diversification, but it's mostly Canadian investments with minimal international exposure I'm diversified across stocks, bonds, and some real estate, with some US market exposure I have a well-balanced mix of Canadian and international stocks, bonds, REITs, and alternative investments

What's your approach to managing investment risk in uncertain market conditions?

I don't actively manage risk—I just hold and hope for the best I'm aware of risk but mainly avoid looking at my portfolio during downturns I use some risk management tools like position sizing, but not consistently I have a comprehensive risk plan including stop-loss orders, position sizing, rebalancing, and an emergency fund

Are you maximizing tax-advantaged accounts and considering tax efficiency in your investments?

I'm not using TFSAs or RRSPs—I invest in regular taxable accounts I have a TFSA or RRSP but I'm not sure if I'm using them optimally I'm using TFSAs and RRSPs, but I haven't thought much about tax-loss harvesting I'm maximizing tax-advantaged accounts and actively managing tax efficiency through strategic decisions