What's Your Investment Readiness Score?

Discover how prepared you really are to avoid costly investment mistakes. In just a few questions, we'll assess your investment strategy, risk management, and decision-making habits. Get your personalized score and uncover exactly what's holding you back from building real wealth—plus the specific steps to fix it.

Do you have a documented investment plan with clear financial goals, time horizon, and risk tolerance?

No, I invest based on tips from friends or what feels right at the moment. I have a rough idea of my goals, but nothing formally written down. I have a plan, but I'm not sure if it's aligned with my actual risk tolerance. Yes, I have a clear, documented plan that guides all my investment decisions.

How do you typically react when your investment portfolio drops 15-20% during a market downturn?

I panic and consider selling to minimize losses. I feel anxious but usually hold on, though I check my portfolio constantly. I stay relatively calm and remind myself it's temporary market volatility. I see it as an opportunity and consider adding to my investments.

How is your portfolio diversified across different asset classes and sectors?

I mostly own a few individual stocks or concentrate in one sector. I own several stocks but realize they're mostly in similar industries. I have a mix of stocks, bonds, and some other investments, but not optimized. I have a well-balanced portfolio across equities, bonds, and alternatives with proper geographic diversification.

How much do you pay annually in investment fees, and do you actively monitor them?

I'm not sure what I'm paying—I've never looked closely at my statements. I know I'm paying something, but I haven't compared it to alternatives. I pay around 1% annually and have considered lower-cost options. I actively minimize fees (typically under 0.5%) and review my statements regularly.

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