What's Your Portfolio Diversification Level?

Discover how well-diversified your investment portfolio really is. In just 4 quick questions, we'll assess your current strategy across asset allocation, geographic spread, sector exposure, and risk management. Get personalized insights on whether you're truly protected against market volatility—or if you're taking unnecessary risks. At the end, you'll receive a custom action plan to strengthen your portfolio.

How is your money currently distributed across different asset classes?

I'm not sure—most of my money is in one or two places (like just stocks or just one bank) I have some stocks and bonds, but I haven't calculated exact percentages I have a rough allocation (stocks, bonds, maybe some alternatives), but I don't rebalance regularly I have a clear target allocation (like 60/30/10) and I rebalance at least annually

How is your equity exposure spread geographically?

Almost everything is in Canadian stocks—I haven't invested internationally Mostly Canadian, with a small amount in US or international funds I have Canadian, US, and some international exposure, but the mix feels unbalanced I deliberately hold roughly 40% Canadian, 30% US, and 30% international equities

How diversified are your stock holdings across different sectors?

Most of my stocks are in one or two sectors (like just banks or energy) I own a few different sectors, but some are heavily weighted (like 50% financials) I have exposure to multiple sectors, but I've never mapped out my exact allocation I intentionally spread across at least 6–7 sectors with balanced weightings (15–20% each)

What's your current approach to bonds and alternative investments?

I don't have any bonds or alternatives—my portfolio is 100% stocks I have some bonds, but I'm not sure about their types or maturity mix I have bonds and maybe a small REIT or commodity holding, but it's not structured I have a clear bond allocation (government, corporate, mixed maturities) plus 5–15% in REITs, commodities, or infrastructure funds